Certegy Check Verification System

How does certegy work.

Certegy check verification system. Certegy check services inc. It is a former subsidiary of fidelity national financial and was formerly known as equifax check services. Certegy is a nationwide specialty consumer reporting agency governed by the fair credit reporting act fcra. You have a right under the fair credit reporting act to know the information contained in your file at certegy.

Contact us contact certegy payment solutions llc. Certegy pioneered the check risk management industry in the u s and has been providing services to businesses for more than 45 years. To request by phone. For more information on check verification see our related article on the certegy check acceptance policy unfortunately this verification process is not always accurate.

Fact act obtain your free annual report. Certegy provides verification guarantee and risk analytics to businesses that accept checks as a payment method. If your check writing history seems potentially risky the system will flag your check and the store may not accept it. To request in writing.

Fraud is certegy s number one enemy in the marketplace and merchants have come to rely on certegy to help them confidently accept checks from their customers. Certegy payment solutions llc p o. You may request your free report by phone or in writing. Box 30046 tampa fl 33630 3046 toll free.

These are the check cashing places that don t certegy or any other third party verification system to cash checks. Certegy check verification process. Certegy payment solutions llc certegy formerly known as certegy check services inc provides check authorization and guarantee services to merchants and businesses nationwide. Instead these stores required a valid photo id to cash checks and for personal checks will typically call the issuing bank to ensure that the funds are available.

Certegy runs various pieces of information through its suite of analytics which compiles your individual risk profile. If you prefer you may mail your request to us rather than using the automated telephone system.