Data Security Standard Dss
Data breaches and data theft are unfortunately common and negatively impact all payments parties in different ways from retailers to consumers to banks so the need for pci compliance has.
Data security standard dss. The pci dss was created jointly in 2004 by four major credit card companies. The payment card industry data security standard pci dss is a widely accepted set of policies and procedures intended to optimize the security of credit debit and cash card transactions and protect cardholders against misuse of their personal information. The payment application data security standard pa dss is a set of requirements that comply with the pci dss and replaces visa s payment application best practices and consolidates the compliance requirements of the other primary card issuers. Program known as the payment application best practices pabp.
The pa dss helps software vendors develop third party applications that store process or transmit. Payment application data security standard pa dss v2 0. The payment application data security standard pa dss formerly referred to as the payment application best practices pabp is the global security standard created by the payment card industry security standards council pci ssc. Goals pci dss requirements build and maintain a.
The pci standard is mandated by the card brands but administered by the payment card industry security standards council the standard was created to increase controls around cardholder data to reduce credit card fraud. The pci data security standard pci dss is the global data security standard adopted by the payment card brands for all entities that process store or transmit cardholder data and or sensitive authentication data. If you are a merchant of any size accepting credit cards you must be in compliance with pci security council standards. The payment card industry security standards council pci ssc was launched on september 7 2006 to manage the ongoing evolution of the payment card.
Credit card data security standards documents pcicompliant software and hardware qualified security assessors technical support merchant guides and more. Pa dss is the council managed program formerly under the supervision of the visa inc. Pa dss was implemented in an effort to provide the definitive data standard for software vendors that develop payment applications. Visa mastercard discover and american express.
Payment card industry data security standard pci dss the pci dss is a technical and broad ranging set of security requirements created by the payment card industry laying out what merchants need to do to protect customer information. The goal of pa dss is to help software vendors and others develop secure payment applications that do not store prohibited data such as. It consists of steps that mirror security best practices. The pci dss payment card industry data security standard is a security standard developed and maintained by the pci council its purpose is to help secure and protect the entire payment card ecosystem.